Choate previously served as Senior Commercial Loan Officer in Hope and has
specialized in lending since 2010. In total, she brings nearly 25 years of financial
experience to her new role as Market President.

A Hope native, Choate is a 1988 graduate of Hope High School and holds an Associate
Degree in Accounting from the University of Arkansas Hope-Texarkana. She also
earned a Bachelor of Business Administration with an emphasis in Finance from
Henderson State University in 2001.

Choate is a certified first responder and serves as a volunteer firefighter with Blevins
Volunteer Fire Department. She is also a board member with United Way of Hempstead
County and Hope Lions Club and a member of Word of Faith Church in Blevins,
Arkansas.

“Janet is an exceptional leader with extensive financial knowledge and deep ties to her
community,” said Chris Gosnell, Chairman, President, and CEO of FB&T. “She has a
passion for serving others, and I know she will continue to bring exceptional service and
guidance to our customers and employees in Hope and Prescott.”

To contact Janet, visit the Hope Downtown branch located at 201 E. 3rd Street in Hope,
Arkansas; email Janet.Choate@MyFarmers.Bank; or call 870-722-3109.